Topics: Finance Legal & compliance Swedish igaming revenue declines in third quarter Tags: Online Gambling The Swedish Gaming Authority (Spelinspektionen) has reported a 3.4% quarter-on-quarter decline in online gambling revenue for the Q3, ahead of it publishing full results for the period. 29th October 2019 | By contenteditor Finance AddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter Regions: Europe Nordics Sweden The Swedish Gaming Authority (Spelinspektionen) has reported a 3.4% quarter-on-quarter decline in online gambling revenue for the Q3, ahead of it publishing full results for the period.Online gaming and betting revenue for the three months to 30 September 2019 came in at SEK3.35bn (£268.6m/€310.9m/$344.4m), down from SEK3.47bn in the second quarter.The Q3 figure is also lower than the SEK3.42bn that was recorded in the opening quarter of the year, the first period of regulated online gambling in Sweden.Spelinspektionen did not reveal any more figures for the quarter at this stage, but it did say that it will publish the results in full in the near future.Confirmation of the decline comes after a number of operators also reported a year-on-year dip in Q3 revenue due to ongoing struggles in the Swedish market.Betsson saw its overall revenue for the quarter slip 10.6% to SEK1.28bn, due in part to a 28.7% drop in Nordic revenue to SEK476.7m, with the operator citing struggles in Sweden.NetEnt group chief executive Therese Hillman also said a poor performance in Sweden was one of the major reasons for the business posting lower revenue in the third quarter. Group revenue amounted to SEK437.4m, down 1.3% year-on-year.Elsewhere, Unibet operator Kindred Group saw gross winnings revenue for the third quarter decline 2% year-on-year to £226.0m, while after-tax profit almost halved as struggles in Sweden hurt its bottom line. Chief executive Henrik Tjärnström said the difficulties of Swedish re-regulation continued to hurt revenue and make it difficult to attract players.The country’s former gambling monopolies, the early winners of the regulated market, have not been immune. Svenska Spel’s third-quarter gross gaming revenue also declined to SEK4.6bn as the effects of competition and regulation in the re-regulated Swedish market hit the company’s balance sheets. Net gaming revenue slipped 5.2% to SEK2.01bn, with chief executive Patrik Hofbauer saying the presence of new competition in the licensed Swedish market hit the operator.Sweden’s former horse racing monopoly Aktiebolaget Trav och Galopp (ATG) bucked the trend to report a 12.6% increase in net gaming revenue for the third quarter to SEK1.17bn, setting a new company record. This was largely due to retail growth, however, with online revenue down 13.4% to SEK343m.Spelinspektionen has faced criticism from licensed operators over its supposed lack of clarity regarding new regulations that came into effect in January of this year. The regulator has maintained that this is primarily due to operators being unaccustomed to the still-new market.The regulator has handed out a series of regulatory penalties and warnings over apparent breaches of its rules, including a number in Q3. These included a host of penalties and warnings to operators for allowing wagering on sporting events featuring a majority of participants under the age of 18.Cherry’s ComeOn Sweden subsidiary and Snabbare brand were both fined, while Hajper, another ComeOn brand, and Legolas.bet were also handed penalties.The affected operators argued that Spelinspektionen had not been clear about how it planned to enforce the prohibition on U18 betting. This prompted Gaming Innovation Group to temporarily suspend sports betting via its proprietary Rizk and Guts brands, saying this lack of clarity had put it in “an impossible position”.Swedish operator association Branschföreningen för Onlinespel (BOS) also hit out at the rulings and requested a meeting with the regulator to discuss its concerns.Spelinspektionen later cleared bet365, Betsson, ATG and the Kindred Group subsidiary Spooniker of any wrongdoing over the matter.Image: Esquilo Email Address Subscribe to the iGaming newsletter
Tags: Mobile Online Gambling Video Gaming Casino & games Topics: Casino & games Esports Sports betting Video gaming Email Address Bayes managing director Martin Dachselt explains that while traditional sports have a very defined and well-publicised calendar, esports tournament communications are “often a big mess”.He points out that updates are often only published on social media, with web pages outdated, and no central place where the betting industry, media companies and fans seed all matches.This lack of accurate information is not only very difficult for fans and media, but also for the whole industry, as they rely on the data.This is where the Esports Directory comes in, by providing a central repository for metadata, with each and every company developing esports apps or websites, and every search engine able to access Bayes’ data. It already contains nearly 30,000 fixture data points per year.“This allows the demand site to focus on their business idea and not to waste time on scraping web pages. Everybody is doing the same work multiple times, which is a redundant use of time,” Dachselt adds.Scroll down to see the week’s fixtures, from 16 to 22 April. The week’s esports fixtures Subscribe to the iGaming newsletter AddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter This list is not yet exhaustive, and may be subject to change. Find out more about the Esports Directory here.Bayes Esports Solutions is the go-to provider for the esports data sector – for data right holders, consumers and service providers alike. The Berlin startup has developed BEDEX, the world’s first independent esports data marketplace for In-game data. iGB, in partnership with Bayes Esports Solutions, is proud to launch a new resource for operators looking to expand into the esports market while the traditional sports calendar has been significantly reduced.This has been facilitated by the upcoming Esports Directory, a new solution from Bayes launching this month.It will provide fixtures, results and information related to series, tournaments, matches, teams and players, all free of charge. Due to the sheer volume of fixtures on offer, iGB has refined the list to three of the most popular esports titles, Counter-Strike: Offensive (CS:GO), League of Legends and Dota 2.Each event is ranked by the number of fixtures taken in a given week, with a weekly update to be published each Thursday.Through the Esports Directory, Bayes aims to become a central hub for all game titles, series and tournaments, and is looking to work with developers that want to collaborate to bring game metadata to a wider audience. iGB, in partnership with Bayes Esports Solutions, is proud to launch a new resource for operators looking to expand into the esports market while the traditional sports calendar has been significantly reduced. 16th April 2020 | By contenteditor
Abbey Mortgage Bank Plc (ABBEYB.ng) listed on the Nigerian Stock Exchange under the Banking sector has released it’s 2010 annual report.For more information about Abbey Mortgage Bank Plc (ABBEYB.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the Abbey Mortgage Bank Plc (ABBEYB.ng) company page on AfricanFinancials.Document: Abbey Mortgage Bank Plc (ABBEYB.ng) 2010 annual report.Company ProfileAbbey Mortgage Bank Plc is a leading non-aligned Primary Mortgage Bank in Nigeria focused on providing well-structured mortgage options as well as financial banking and advisory services. The company is the largest and most profitable Primary Mortgage Bank in Nigeria and one of seven licensed by the Central Bank of Nigeria and Federal Mortgage Bank of Nigeria (FMBN). The company’s housing and mortgage products are available to residents of Nigeria. Its full suite of banking products and services is geared towards retail banking, wholesale banking, mortgage banking, lending and mortgages and electronic banking. Formerly known as Abbey Building Society Plc, the company changed its name to Abbey Mortgage Bank Plc in 2014. The company’s head office is in Lagos, Nigeria. Abbey Mortgage Bank Plc is listed on the Nigerian Stock Exchange
Sovereign Trust Insurance Plc (SOVREN.ng) listed on the Nigerian Stock Exchange under the Insurance sector has released it’s 2018 interim results for the third quarter.For more information about Sovereign Trust Insurance Plc (SOVREN.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the Sovereign Trust Insurance Plc (SOVREN.ng) company page on AfricanFinancials.Document: Sovereign Trust Insurance Plc (SOVREN.ng) 2018 interim results for the third quarter.Company ProfileSovereign Trust Insurance Plc is an insurance and risk management services company in Nigeria licensed to cover all cases of life and non-life insurance. Products cover the spectrum of travel, quote and buy, family wellbeing, vehicle, 3 rd party motor and marine insurance. Sovereign Trust Insurance Plc was established following the restructuring and recapitalisation of the then Grand Union Assurances Limited. Its head office is in Lagos, Nigeria. Sovereign Trust Insurance Plc is listed on the Nigerian Stock Exchange
Diamond Trust Bank of Kenya Limited (DTK.ke) listed on the Nairobi Securities Exchange under the Banking sector has released it’s 2020 presentation results for the half year.For more information about Diamond Trust Bank of Kenya Limited reports, abridged reports, interim earnings results and earnings presentations visit the Diamond Trust Bank of Kenya Limited company page on AfricanFinancials.Indicative Share Trading Liquidity The total indicative share trading liquidity for Diamond Trust Bank of Kenya Limited (DTK.ke) in the past 12 months, as of 5th June 2021, is US$4.52M (KES489.3M). An average of US$376.34K (KES40.78M) per month.Diamond Trust Bank of Kenya Limited Presentation Results for the Half Year DocumentCompany ProfileDiamond Trust Bank of Kenya Limited is a financial services and insurance group providing products and services to clients in Kenya, Tanzania, Uganda and Burundi. The company offers a diverse range of products for transactional banking as well as a full service offering for mortgages, asset financing and an insurance premium finance facility. Its treasury services include spot and forward foreign exchange transactions, cross currency swaps and deals, fixed income securities, corporate bonds, fixed income securities, structured treasury products and money market products. Its trade finance services include letters of credit, documentary and clean collections, negotiation of export bills, suppliers credit financing and bank guarantees. Formerly known as Diamond Trust of Kenya, the company changed its name to Diamond Trust Bank Kenya Limited in 1997. Its head office is based in Nairobi, Kenya. Diamond Trust Bank of Kenya Limited is listed on the Nairobi Securities Exchange
“We’ve got to go down there and come away with a win next weekend,” said Saracens coach Mark McCall. “We’ll take a lot of confidence from the first 50 minutes, but not the last 30. For 50 minutes we did a lot of things well and put a very good team under pressure; we were the dominant side in that period. But we lost that momentum when Owen was in the sin-bin.”Both sides have improvements to make on the back of this match, but when they meet again in Swansea on Friday night it’s sure to be another tight tussle. And that’s just what the Heineken Cup is about – close-run, edge-of-the-seat affairs. TAGS: OspreysSaracens Then it all went wrong. Owen Farrell was sin-binned and Brits and Hodgson – two of Saracens best players – were taken off. Apparently they were both still recovering from injuries and were replaced as a precaution, but it didn’t look the smartest move as the Ospreys got themselves back into the game. The momentum swung the way of the Welsh side as they scored ten points when Farrell was off, Beck crossing for a second try and five points coming from Dan Biggar’s boot, and that meant the pressure was on Saracens to close out the win.They did that in the end but the Ospreys still managed to secure a losing bonus point. In a tight group like this, and with Treviso beating Biarritz, that point could be crucial come the end of the season, particularly given Saracens’ failure to get a bonus point of their own with a fourth try when they had dominated the match. LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS By Sarah Mockford, Rugby World Features Editor at WembleyTHE X FACTOR finals were taking place next door at Wembley Arena but on the pitch here it was a chance for Saracens and Ospreys players to see if they could hit the right notes and impress their respective national coaches. Saracens emerged after 80 minutes with a 31-26 win, but they let the Ospreys hit back in the second half to grab what could become a vital losing bonus point in this tight Heineken Cup pool.The English champions controlled the game for 50 minutes, dominating possession and territory, Alex Goode impressing with his running lines, Charlie Hodgson dictating play and their forwards hitting the contact area hard. The Ospreys, on the other hand, gave away a lot of penalties and Saracens took advantage.Chris crosses: Wyles scores Saracens’ third tryThe Welsh side simply couldn’t get a foothold in the game; the pack were struggling to provide decent front-foot ball for the team’s exciting runners and it was a decent counter-attack that produced Ashley Beck’s first try. Shane Williams may have produced a great try last weekend but he was quiet out wide at Wembley. Instead, it was Schalk Brits who produced the moment of the match, an exquisite back-handed offload putting Chris Wyles over for Saracens’ third try.
Projects BRUN / APOLLO Architects & Associates CopyHouses•Suginami, Japan Photographs: Masao Nishikawa Text description provided by the architects. This house was located in a residential area not far from a main downtown thoroughfare. The small southeastern corner plot, which had been subdivided from a larger piece of land, measured a slight 65sqm. The clients, a couple in their 30s who are keen architecture enthusiasts, requested a timeless design that would accommodate this small space. Save this picture!© Masao NishikawaBecause passageways leading to other houses ran along the south-facing side of this deep plot with a narrow frontage, we installed windows in a random arrangement that would allow direct sunlight into the house. In contrast, privacy was a major concern for the side of the house facing the road, which we decided to enclose with wooden louvers. The contrast between the windows and the external walls clad in deep brown galvalume steel sheets created a sober and stately facade for this corner building. Save this picture!© Masao NishikawaThe pilotis area accommodates both the entrance and a small parking space, while the first floor houses the master bedroom and a storeroom-cum-gallery containing the husband’s cherished collection of bicycles. The family room on the second floor features a stairwell that makes use of the slanting wall, which emerged as a result of setback-line limit considerations. A steady and diffuse stream of light pours into the interior from the skylight. By boosting the ceiling height of this narrow, single-roomed space, we were able to emphasize the depth of the plot while concealing the narrowness of the frontage. Save this picture!© Masao NishikawaA study room on the third floor makes clever use of the corridor facing the stairwell. The two hobby areas adjoining the study have a loft-like vibe that comes from the slanting walls, allowing the inhabitants to bask in the sunlight while remaining pleasantly absorbed in their activities. Although the house is a “micro” urban residence whose total floor area measures only 93sqm, it consists of a single, interconnected habitat that takes the form of a vertically continuous one-room space. A simple view of its external facade gives few imaginative cues as to the surprisingly rich and varied interior space that lies within.Save this picture!Project gallerySee allShow lessRiethüsli Primary School / MPP ArchitektenArticlesÖdemis New City Center Proposal / Onat Öktem + Okan CanArticles Share Japan Houses ArchDaily “COPY” Year: CopyAbout this officeAPOLLO Architects & AssociatesOfficeFollowProductsSteelConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesSuginamiHousesJapanPublished on June 20, 2012Cite: “BRUN / APOLLO Architects & Associates” 20 Jun 2012. ArchDaily. Accessed 11 Jun 2021.
ArchDaily “COPY” Year: CopyLoft•Ghent, Belgium Loft Loods 22 / dmvA Area: 190 m² Year Completion year of this architecture project Manufacturers: Geberit, AGC, Alape, Clou, Duravit, Grohe, Subzero/Wolf, Ghohe, VMZINC Lead Architects: Photographs: Luca Beel Manufacturers Brands with products used in this architecture project Belgium Loft Loods 22 / dmvASave this projectSaveLoft Loods 22 / dmvA Architects: dmvA Area Area of this architecture project Save this picture!© Luca Beel+ 17Curated by Paula Pintos Share 2018 Projects Loft Contractor: ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/926024/loft-loods-22-dmva Clipboard “COPY” Photographs Constructief vzw Stability:LIME bvbaCity:GhentCountry:BelgiumMore SpecsLess SpecsSave this picture!© Luca BeelRecommended ProductsWoodParklex International S.L.Wood cladding – FacadeSkylightsLibartSolaGlide Inclined Retractable SkylightWindowsAir-LuxSliding Window – CurvedWoodSculptformTimber Click-on BattensText description provided by the architects. Loft Loods 22 is situated at a quay in Ghent with a view overlooking the quays and the outport. A couple with two children bought the last remaining loft in the old warehouse which they could furnish under strict conditions. They assigned dmvA to find a fitting interpretation of the loft.Save this picture!© Luca BeelSave this picture!Long sectionSave this picture!Level 1Save this picture!© Luca BeelThe program is based on three key elements: openness, light and privacy. The existing space was difficult to rearrange because of the complex supporting structure of the roof with its steel trusses, steel beams and wooden rafters. It was a must for the architects to create a design that doesn’t interfere with the roof.Save this picture!© Luca BeeldmvA looked for a volume in which the bedrooms and bathrooms could be housed, without touching the roof and disturbing the openness of the loft. The result is a three-dimensional shape that literally winds through the trusses of the roof. To enhance the light intensity in the loft, it was decided to paint the existing building envelope and roof structure in white.Save this picture!© Luca BeelTo strengthen the synergy between old and new the volume is built out of birch plywood. The wooden construction is suspended from the existing steel trusses by round steel tubes. Save this picture!© Luca BeelProject gallerySee allShow lessSpotlight: Richard MeierArchitecture NewsLighting Corridor / RoarcRenewSelected ProjectsProject locationAddress:Ghent, BelgiumLocation to be used only as a reference. It could indicate city/country but not exact address. Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/926024/loft-loods-22-dmva Clipboard David Driesen, Tom Verschueren, Ruben Van de Hove, Jente Bergmans CopyAbout this officedmvAOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousingLoftGhentOn FacebookBelgiumPublished on October 12, 2019Cite: “Loft Loods 22 / dmvA” 12 Oct 2019. ArchDaily. Accessed 10 Jun 2021.
35 total views, 1 views today 36 total views, 2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Oxfam says thank you to its fundraising groups About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Howard Lake | 19 December 2012 | News Tagged with: christmas Community fundraising Volunteering AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis As 2012 draws to an end Oxfam GB says thank you to its volunteer fundraising groups across the country, featuring some of the highlights of the year and photos of fundraising events. Many of the groups are acknowledged in the form of their town name, and new groups are welcomed.At the end, Oxfam lists just a few examples of what funds raised have helped the organisation achieve.www.oxfam.org.uk Advertisement
ClevelandTamir’s Campaign held a virtual event May 12 to demand the federal Department of Justice reopen the case of Tamir Rice, who was only 12 years old when Cleveland police murdered him Nov. 22, 2014. The DOJ under the Trump administration quietly closed its investigation last year with no charges against officer Timothy Loehmann, who shot Tamir instantaneously after coming across him playing with a pellet gun, or Loehman’s partner Frank Garmback. Previously a Cuyahoga County Grand Jury declined to indict either cop, and both remained on the force until Loehmann was fired — not for killing Tamir but for lying on his job application!Clevelanders protest Nov. 25, 2014, three days after police murder of Tamir Rice.Tamir’s family only learned of the decision by Trump’s DOJ when a whistleblower at the department leaked the news to the New York Times. The Cleveland Police Patrolmen’s Association, which appealed Loehmann’s firing, endorsed Donald Trump for president in 2016.Tamir’s mother Samaria Rice spoke to the virtual audience about her son: “He was so talented” and is “always dearly missed.” He loved the Cleveland Cavaliers, especially LeBron James. He played drums. His teachers had many good things to say about him.Ms. Rice explained that her whole family has PTSD from having lost Tamir so violently. She spoke proudly of her three children — who all managed to graduate from high school, but have not been able to pursue a college education due to the trauma — and her four grandchildren. “I want to see a change in Cleveland,” Rice insisted. “My son was a whole little Black boy, and I want to see him get justice.”The program drew activists from around Cleveland and other areas. Mothers who lost their sons to police violence in Houston and Benton Harbor, Mich., described the unfathomable grief they share with Samaria Rice. Others, including a senior law professor at Case Western Reserve University and a youth whose father is a police officer, described how Tamir’s lynching opened their eyes to the real character of policing in the U.S.Rice family attorney Subodh Chandra presented a timeline of events from the 2014 shooting to “deliberate attempts to throw the case” by County Prosecutor Timothy McGinty to the quashing of the DOJ investigation begun under the Obama administration. The Trump DOJ violated the law when it did not inform the Rice family — a “family cheated of justice” — that the investigation was being terminated. Tamir’s Campaign has written to the U.S. Attorney General Merrick Garland asking that the investigation be restarted no later than June 25, Tamir’s birthday. The Campaign has won the support of 40 Congressional Representatives, including four from Ohio, along with the Cleveland City Council and Ohio Senator Sherrod Brown. More actions are planned.Justice for Tamir Rice! FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare this